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Auto Insurance Services
AUTO INSURANCE INFORMATION

    Although the types and amounts of auto insurance coverage you purchase is an individual decision, I hope this information will help you understand what you are purchasing.

    I personally handle personal injury claims and wrongful death claims on a contingency fee basis (no recovery no fee).  I advance the costs of pursuing the claim.  If there is no recovery, there is no fee or charge for the costs advanced.

 

 

 

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UNINSURED MOTORIST INSURANCE, DO YOU HAVE IT?

    There is no requirement that a motor vehicle owner have bodily (personal) injury liability coverage to compensate you if the other driver is at fault. 

    Therefore, it is important that you have UM (uninsured or underinsured motorist) coverage to protect you and members of your family household when a permanent injury is sustained as a result of the negligence of an uninsured or underinsured motorist.  An uninsured motorist is one who has no bodily (personal) injury liability insurance (many of your drivers today).  An underinsured motorist is one who does not have sufficient  bodily (personal) injury liability insurance to reimburse you for all your losses. 

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